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Moral hazard during the housing boom : evidence from private mortgage insurance
Bhutta, Neil; Keys, Benjamin J. - In: The review of financial studies 35 (2022) 2, pp. 771-813
Persistent link: https://www.econbiz.de/10012878976
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Macroeconomic-driven prepayment risk and the valuation of mortgage-backed securities
Chernov, Mikhail; Dunn, Brett R.; Longstaff, Francis A. - In: The review of financial studies 31 (2018) 3, pp. 1132-1183
Persistent link: https://www.econbiz.de/10011925304
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Fintech borrowers : lax screening or cream-skimming?
Di Maggio, Marco; Yao, Wenxiong - In: The review of financial studies 34 (2021) 10, pp. 4565-4618
Persistent link: https://www.econbiz.de/10012655582
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Financial education and the debt behavior of the young
Brown, Meta; Grigsby, John; Klaauw, Wilbert van der; … - In: The review of financial studies 29 (2016) 9, pp. 2490-2522
Persistent link: https://www.econbiz.de/10011610927
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Auto credit and the 2005 bankruptcy reform : the impact of eliminating cramdowns
Chakrabarti, Rajashri; Pattison, Nathaniel - In: The review of financial studies 32 (2019) 12, pp. 4734-4766
Persistent link: https://www.econbiz.de/10012135499
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Do neighborhoods affect the credit market decisions of low-income borrowers? : evidence from the moving to opportunity experiment
Miller, Sarah; Soo, Cindy K. - In: The review of financial studies 34 (2021) 2, pp. 827-863
Persistent link: https://www.econbiz.de/10012434825
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Does household finance affect the political process? : evidence from voter turnout during a housing crisis
McCartney, William B. - In: The review of financial studies 34 (2021) 2, pp. 949-984
Persistent link: https://www.econbiz.de/10012434832
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What determines consumer financial distress? : place- and person-based factors
Keys, Benjamin J.; Mahoney, Neale; Yang, Hanbin - In: The review of financial studies 36 (2023) 1, pp. 42-69
We use credit report data to study consumer financial distress in America. We report large, persistent disparities in financial distress across regions. To understand these patterns, we conduct a “movers” analysis. For collections and default, there is only weak convergence following a move,...
Persistent link: https://www.econbiz.de/10013547840
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Credit building or credit crumbling? : a credit builder loan's effects on consumer behavior and market efficiency in the United States
Burke, Jeremy; Jamison, Julian C.; Karlan, Dean; … - In: The review of financial studies 36 (2023) 4, pp. 1585-1620
Persistent link: https://www.econbiz.de/10014320539
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The incidence of student loan subsidies : evidence from the PLUS program
Kargar, Mahyar; Mann, William - In: The review of financial studies 36 (2023) 4, pp. 1621-1666
Persistent link: https://www.econbiz.de/10014320563