This paper empirically analyzes moral hazard in car insurance using a dynamic theory of an insuree's dynamic risk (ex …

We study risk-based selection into a voluntary unemployment insurance (UI) scheme. To disentangle behavioral effects … from selection, we exploit variation in the sign-up induced by an early retirement scheme embedded into the UI system. We … combine an event study with a difference-in-difference approach applied to Danish register data to quantify the selection. We …

presence of selection effects and treatment heterogeneity. As an example we present an estimate of the TPE for a rural water …

worker buys an insurance, which gives a constant income and retirement benefits in exchange for the total output. The level …

insurance to employers: when firms are hit by temporary shocks the effect on profits is cushioned by risk sharing with workers …

We study an insurance model characterized by a continuum of risk types, private information and a competitive supply … side. We use the model to investigate the welfare effects of discrimination (also known as risk selection). We postulate … softens adverse selection, but constitutes a welfare loss for the high risks. In contrast to a lemons market intuition, we …

Assessing the scope for insurance in rural communities usually requires a structural model of household behavior under … Indian farmers in the ICRISAT villages would not benefit from the introduction of formal weather insurance. In this paper we … that this can affect the conclusion that insurance would not be welfare improving. …