This paper empirically analyzes moral hazard in car insurance using a dynamic theory of an insuree's dynamic risk (ex …

We study risk-based selection into a voluntary unemployment insurance (UI) scheme. To disentangle behavioral effects … from selection, we exploit variation in the sign-up induced by an early retirement scheme embedded into the UI system. We … combine an event study with a difference-in-difference approach applied to Danish register data to quantify the selection. We …

health-related selection of individuals into self-employment (barrier effect). Our main finding is that the selection of …The self-employed are often reported to be healthier than wage workers; however, the cause of this health difference is … largely unknown. The longitudinal nature of the US Health and Retirement Study allows us to gauge the plausibility of two …

presence of selection effects and treatment heterogeneity. As an example we present an estimate of the TPE for a rural water …

selection is a serious issue. In addition to shedding light onthe sources of the gender gap in the Netherlands, we make two … simulate. Second, we show how the technique can be extended toaccount for selection.We find that there is a positive selection … time. We find that about two-thirds of this selection isdue to observables such as education and experience with the …