Since the beginnings of the eighties house prices in the Netherlands haveincreased steadily and considerably. In this … paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand …

Pay-As-You-Go (PAYG) social security, and the mix of PAYG and savings for retirement provision in a small open economy. It … exposure. The paper also provides a condition for partial displacement of savings by the PAYG, which is in line with …

offered financial education. Both programs included a voluntary after-school savings club that provided students with a locked … money box. After nine months, both programs had significant impacts on savings behavior relative to the control group …, mostly because children moved savings from home to school. We observed few other impacts. We do find that financial education …

data from a representative Dutch household panel to study the impact of uncertainty regarding one's savings adequacy on … retirement savings contributions and information search processes. We combine ideas from the literature in psychology and … economics that provide opposing predictions regarding the impact of uncertainty on retirement savings contributions. Our results …

This paper investigates the determinants of at home and out-of-home labor supply in the Netherlands in the 199s …

the Amsterdam Exchange index and use the combined predictive forecasts in an investment asset allocation exercise …