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Savings Adequacy Uncertainty: Driver or Obstacle to Increased Pension Contributions?
van Schie, Ron J.G.; Donkers, Bas; Dellaert, Benedict G.C. - 2012
data from a representative Dutch household panel to study the impact of uncertainty regarding one's savings adequacy on … retirement savings contributions and information search processes. We combine ideas from the literature in psychology and … economics that provide opposing predictions regarding the impact of uncertainty on retirement savings contributions. Our results …
Persistent link: https://www.econbiz.de/10010326496
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Education-Related Inequity in Health Care with Heterogeneous Reporting of Health
Bago d'Uva, Teresa; Lindeboom, Maarten; O'Donnell, Owen A. - 2010
Reliance on self-rated health to proxy medical need can bias estimation of education-related inequity in health care utilisation. We correct this bias both by instrumenting self-rated health with objective health indicators and by purging self-rated health of reporting heterogeneity identified...
Persistent link: https://www.econbiz.de/10014188394
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Subjective Expectations of Medical Expenditures and Insurance in Rural Ethiopia
Yilma, Zelalem; O'Donnell, Owen; Mebratie, Anagaw; … - 2015
Little is known about perceptions of medical expenditure risks despite their presumed relevance to health insurance demand. This paper reports on a unique elicitation of subjective probabilities of medical expenditures from rural Ethiopians who are offered the opportunity to purchase health...
Persistent link: https://www.econbiz.de/10014132288
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Consistent Estimation of Structural Parameters in Regression Models with Adaptive Learning
Christopeit, Norbert - 2010
In this paper we consider regression models with forecast feedback. Agents' expectations are formed via the recursive estimation of the parameters in an auxiliary model. The learning scheme employed by the agents belongs to the class of stochastic approximation algorithms whose gain sequence is...
Persistent link: https://www.econbiz.de/10013139606
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The Impact of Financial Education for Youth in Ghana
Berry, James; Karlan, Dean S.; Pradhan, Menno Prasad - 2015
offered financial education. Both programs included a voluntary after-school savings club that provided students with a locked … money box. After nine months, both programs had significant impacts on savings behavior relative to the control group …, mostly because children moved savings from home to school. We observed few other impacts. We do find that financial education …
Persistent link: https://www.econbiz.de/10014136739
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HIV/AIDS, Risk Aversion and Intertemporal Choice
Lammers, Judith; van Wijnbergen, Sweder - 2007
time preference are not considered simultaneously. We correct for differential mortality risk, risk aversion and …
Persistent link: https://www.econbiz.de/10010325511
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A Theory of Socioeconomic Disparities in Health over the Life Cycle
Galama, Titus J.; van Kippersluis, Hans - 2010
are mechanisms through which SES, health and mortality are related. Our model predicts a widening and possibly a …
Persistent link: https://www.econbiz.de/10010325639
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A Theory of Socioeconomic Disparities in Health Over the Life Cycle
Galama, Titus J.; van Kippersluis, Hans - 2010
are mechanisms through which SES, health and mortality are related. Our model predicts a widening and possibly a …
Persistent link: https://www.econbiz.de/10014192101
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HIV/AIDS, Risk Aversion and Intertemporal Choice
Lammers, Judith; van Wijnbergen, Sweder - 2010
time preference are not considered simultaneously. We correct for differential mortality risk, risk aversion and …
Persistent link: https://www.econbiz.de/10014220473
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Optimal Sharing of Labor Productivity Risks and Mix of Pay-as-You-Go and Savings
Kusmerski, Debora - 2012
Pay-As-You-Go (PAYG) social security, and the mix of PAYG and savings for retirement provision in a small open economy. It … exposure. The paper also provides a condition for partial displacement of savings by the PAYG, which is in line with …
Persistent link: https://www.econbiz.de/10012712681