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economics that provide opposing predictions regarding the impact of uncertainty on retirement savings contributions. Our results … that individual's financial constraints. In particular, we find that uncertainty increases retirement contributions for …Deciding how much to save for retirement is a difficult task that includes many uncertainties. In this paper, we use …
Persistent link: https://www.econbiz.de/10010326496
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …
Persistent link: https://www.econbiz.de/10010325344
This paper uses micro data from four OECD countries (the United States, Spain, Italy, and the Netherlands), to assess the determinants of household debt holding and to investigate whether or not credit constraints are important for household debt holding. We extend the existing literature in...
Persistent link: https://www.econbiz.de/10010325196
cumulation. There are also limited precautionary motives for wealth accumulation when households experience income uncertainty. …
Persistent link: https://www.econbiz.de/10010326502
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …
Persistent link: https://www.econbiz.de/10012733458
incentives to sign insurance contracts stem from a UI-embedded, government-subsidized early retirement (ER) program, giving …
Persistent link: https://www.econbiz.de/10012771178
increasingly important factor in the retirement decision. Therefore it is relevant to know whether workers with a different …
Persistent link: https://www.econbiz.de/10010325195
disparities in health by SES. In our model, lifestyle factors, working conditions, retirement, living conditions and curative care …
Persistent link: https://www.econbiz.de/10010325639
important to include a rich set of observed characteristics in an empirical model for retirement in order to measure the …
Persistent link: https://www.econbiz.de/10010325943
We present a theory of the relation between health and retirement that generates testable predictions regarding the … interaction of health, wealth and financial incentives in retirement decisions. The theory predicts (i) that wealthier individuals … problems make older workers more responsive to financial incentives encouraging retirement (reinforcement proposition). We test …
Persistent link: https://www.econbiz.de/10011662542