. Previous literature has focused on the adoption of debit cards by people who carry credit card balances, but so far there has … substitution away from credit cards to other payment methods. Using data collected in the 2005 Survey of Consumer Payment …

econometric models of consumers' adoption (extensive margin) and use (intensive margin) of checks plus six other common U …

transition to permanency via adoption. I first present an empirical analysis that yields four new facts. Thereafter, I develop a … quality. Interestingly, I find that match separation plays a crucial role in adoption by influencing the incentives of foster … parents to adopt. Due to the presence of a financial penalty on adoption, parents accept the penalty in exchange for …

Aimed at increasing the adoption rate of older children, Minnesota's 2015 Northstar Care Program eliminated the … adoption penalty (the decrease in fostering-based financial transfers associated with adoption) for children aged six and older … adoption rate of older foster children aged six to eleven increased by approximately 7 percentage points (22% at the mean) as a …

over time. Using unique data from the Survey of Informal Work Participation (SIWP), we describe changes in informal work …

cards in terms of the sustainability of the card and the bank? Based on the cue-consistency theory, a survey using a sample …