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In diesem Papier geben wir einen Überblick über den Wettbewerb und die Effizienz im deutschen Bankensektor. Wir nehmen … dabei die Entwicklung in den letzten 15 Jahren in den Blick. Frühere Studien für Deutschland weisen darauf hin, dass das … scheinen Wettbewerb und Effizienz positiv miteinander verbunden. Des weiteren bestanden deutliche Unterschiede zwischen großen …
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Italian experience can really serve as a role model for Germany. Our analysis confirms that the Italian reforms of the 1990s … were a success. Banks' profitability increased, without impairing competition or the availability of banking services and … sector differed markedly from Germany's. Therefore, one may question the transferability of the Italian experience to Germany …
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largely around the rather simplistic and binary comparison between bank-based versus market-based financial systems. The Great …
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regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes …-Anwendungen vorhandene Bank- und Finanzdienstleistungen ergänzen, aber nicht ersetzen werden. Wir warnen jedoch vor bestehenden …
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European supervisors aggressively requested more capital at large banks. That may cut credit to the economy. We confirm that especially larger banks cut loans while less-significant banks partly offset that credit drop. Moreover, we identify nasty spillovers from that interaction. Specifically,...
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