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Loyalty, trust, and glass ceiling: The gender effect on microcredit renewal
Bauwin, Mathilde; Jbili, Walid - 2017
Whereas most research into microfinance tends to focus on the impact of access to such services, very little pays … as most microfinance institutions foster client retention and apply a progressive lending policy. Moreover, as previous … analysed from a gender perspective. The work is based on a case study about the main Tunisian microfinance institution using …
Persistent link: https://www.econbiz.de/10011688596
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Access to microfinance and female labour force participation
Asadullah, Mohammad Niaz; Shreya, Nudrat Faria; Wahhaj, Zaki - 2021
Although microfinance started as a movement to improve women's economic wellbeing through increased female …. We fill this gap by combining data on branch locations of the major microfinance institutions in Bangladesh with …
Persistent link: https://www.econbiz.de/10012651101
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Social service delivery and access to financial innovation: The impact of Oportunidades' electronic payment system in Mexico
Masino, Serena; Niño-Zarazúa, Miguel - 2014
This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico's Oportunidades programme. The switch from cash payments to electronic payments delivered via a bank account is found to have implications in terms of reallocation between...
Persistent link: https://www.econbiz.de/10010343203
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Savings by and for the poor: A research review and agenda
Karlan, Dean; Ratan, Aishwarya Lakshmi; Zinman, Jonathan - 2014
The poor can and do save, but often use formal or informal instruments that have high risk, high cost, and limited functionality. This could lead to undersaving compared to a world without market or behavioural frictions. Undersaving can have important welfare consequences: variable consumption,...
Persistent link: https://www.econbiz.de/10010352722
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Discrimination, social capital, and financial constraints: The case of Viet Nam
Pham, Tho; Talavera, Oleksandr - 2017
This paper examines the relationship between gender, social capital, and access to finance of micro, small, and medium enterprises in the manufacturing sector in Viet Nam. Our dataset is from the 2011, 2013, and 2015 waves of the Micro, Small, and Medium Enterprise Survey in Viet Nam. Using the...
Persistent link: https://www.econbiz.de/10011688562
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Rural financial intermediation and poverty reduction in Ghana: A micro-level analysis
Danquah, Michael; Iddrisu, Abdul Malik; Ohemeng, Williams; … - 2020
addition to rural and community banks and microfinance institutions. Using recent household survey data, we ascertain the …
Persistent link: https://www.econbiz.de/10012423989
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The financial inclusion agenda: Examining the role of conventional banks in deepening access to formal credit
Iddrisu, Abdul Malik; Danquah, Michael - 2021
Using a unique district-level panel data set, we investigate the effect of banking system penetration on financial inclusion in Ghana. To purge potential endogeneity bias in the underlying relationship, we exploit a change in the policy environment of the Ghanaian banking system to instrument...
Persistent link: https://www.econbiz.de/10012651145
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Gender disparities in financial inclusion in Tanzania
Were, Maureen; Odongo, Maureen; Israel, Caroline - 2021
Although Tanzania has made notable progress in enhancing access to financial services, the gender gap in financial inclusion persists. This paper examines gender disparities in financial inclusion in Tanzania using descriptive and regression analyses. While the advent of mobile phone money...
Persistent link: https://www.econbiz.de/10012651168
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The welfare effects of financial inclusion in Ghana: An exploration based on a multidimensional measure of financial inclusion
Iddrisu, Abdul Malik; Danquah, Michael - 2021
Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence regarding the role of financial inclusion or financial exclusion in household welfare. We first compute a multidimensional index of financial inclusion, and then we examine the effect...
Persistent link: https://www.econbiz.de/10012705344
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Fintech in sub-Saharan Africa
Ndung'u, Njuguna S. - 2022
This paper traces the development of fintech in sub-Saharan Africa, its evolution over time, and the unfolding benefits attained at each stage of its adoption and market evolution. From the onset, fintechs have revolutionized retail electronic payment systems-a revolution that has evolved into a...
Persistent link: https://www.econbiz.de/10014322601