steigern, schlagen die Autoren eine sanfte Rentenreform vor, die „Nudging“-Elemente nutzt. … will boost retirement savings without interfering with individuals’ freedom of choice. …

the rules and parameters of their pension systems. Common features include, for example, increases in retirement ages …, closure of early retirement avenues, changes in benefit indexation, stronger links in the system to increasing life expectancy … and greater incentives for working longer. At the same time, many countries have improved the adequacy of retirement …

pension system: first, raising the legal retirement age to 67 automatically leads to lower pensions. Second, the average level …

income arising from retirement provisions should be only partially credited against the welfare claim. …

centre onbe reductions in the retirement age and similar expensive steps backwards, but will instead require investments into …

were born before 1992, and access to early retirement at age 63 for workers with a long insurance history, tend to benefi t …