This paper examines the profit testing of life insurance companies that issue participating policies, type B and type A …

India's insurance sector has been growing dynamically in the last couple of years. Despite the suite of reforms that … have been implemented to stoke the sector's growth, it still has a long way to go, as its share in the global insurance … market remains abysmally low. In this paper, we analyse the Indian insurance sector and trace its evolution and growth. We …

Global diversification of financial institutions, including the insurance sector, has proven beneficial to many … economies by providing them with increasing capital flow, higher competition, and introduction of newer technologies and … distribution channels. This paper aims to critically evaluate the liberalisation process of India's insurance sector and the impact …

) shows that this constraint might well bind: insured could get higher expected utility if insurance contracts would allow … optimal insurance contract he derives underestimates the relevance of the non-negativity constraint on indemnities. This paper …

Under certain conditions the optimal insurance policy will offer full coverage above a deductible, as Arrow and others … have shown long time ago. Interestingly, the same design of insurance policies applies in case of a single loss and ex …-ante moral hazard. However, many insurance policies provide coverage against a variety of losses and the possibilities for the …

correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …

both increased competition and the enactment of equal treatment laws reduce the gender wage gap. …

academia have been partially explained by "competitive pressures", which suggests a link between competition and cheating. In … no overall sex difference in cheating. However, the effect of competition on women's cheating behavior is entirely due to … of an individual to conduct a particular task and not sex that crucially affects the reaction to competition. Poor …

duplication of research. An increase in the intensity of competition among firms leads to an increase in the variety of developed …

competition are all found to be important determinants of long-run firm values, firm turnover, and market structure. Estimates for …