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Can sickness absence be affected by information meetings? Evidence from a social experiment
Johansson, Per; Lindahl, Erica - 2010
During the last decade several empirical studies have stressed the importance of norms and social interactions for explaining sickness absence behavior. In this context public discussions about the intentions of the insurance, and of the rights and duties of the receivers, may be important for...
Persistent link: https://www.econbiz.de/10010273934
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Firms' moral hazard in sickness absences
Böheim, René; Leoni, Thomas - 2011
Sick workers in many countries receive sick pay during their illness- related absences from the workplace. In several countries, the social security system insures firms against their workers' sickness absences. However, this insurance may create moral hazard problems for firms, leading to the...
Persistent link: https://www.econbiz.de/10010294884
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Health care reform and the number of doctor visits: An econometric analysis
Winkelmann, Rainer - 2002
The paper evaluates the German health care reform of 1997, using the individual number of doctor visits as outcome measure and data from the German Socio- Economic Panel for the years 1995-1999. A number of modified count data models allow to estimate the effect of the reform in different parts...
Persistent link: https://www.econbiz.de/10010315477
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Multiple losses, ex-ante moral hazard, and the non-optimality of the standard insurance contract
Breuer, Michael - 2003
contract providing coverage against different losses therefore should generally differ from the standard form under moral … hazard. The paper concentrates on the conditions under which the standard insurance contract holds under moral hazard and … rarely ever optimal to combine two losses in one insurance contract prescribing only a single deductible for both losses if …
Persistent link: https://www.econbiz.de/10010315575
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Substitution between temporary parental leave and sickness absence
Persson, Malin - 2011
This paper studies interrelations between two benefits in the Swedish social insurance system: the sickness insurance and the temporary parental benefit. The level of compensation differs between the two benefits creating an economic incentive for parents to claim temporary parental benefit when...
Persistent link: https://www.econbiz.de/10010321128
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A Median Voter Model of Health Insurance with Ex Post Moral Hazard
Jacob, Johanna; Lundin, Douglas - 2001
problem, a coinsurance can be included in the insurance contract. We analyze under what conditions there is a conflict between …
Persistent link: https://www.econbiz.de/10010321829
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The effect of statutory sick pay regulations on workers' health
Halla, Martin; Pech, Susanne; Zweimüller, Martina - 2015
Social insurance programs typically comprise sick leave insurance. An important policy parameter is how the cost of sick leave are shared between workers, firms, and the social security system. We show that this sharing rule affects not only absence behavior, but also workers' subsequent health....
Persistent link: https://www.econbiz.de/10011310803
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Bailouts and financial fragility
Keister, Todd - 2014
Should policy makers be prevented from bailing out investors in the event of a crisis? I study this question in a model of financial intermediation with limited commitment. When a crisis occurs, the policy maker will respond by using public resources to augment the private consumption of those...
Persistent link: https://www.econbiz.de/10011396833
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FDIC-sponsored self-insured depositors: using insurance to gain market discipline and lower the cost of bank funding
Konstas, Panos - 2005
Insured depositors have no reason to care how their banks perform or how safe they are. Only uninsured depositors have that incentive. This paper offers a plan to replace some insured deposits with uninsured deposits. The plan: the FDIC would guarantee loan contracts if the loan takers deposited...
Persistent link: https://www.econbiz.de/10010266510
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Do interactions between unemployment insurance and sickness insurance affect transitions to employment?
Hall, Caroline - 2008
Previous research suggests that there are substantial interactions between the unemployment insurance (UI) and the sickness insurance (SI) in Sweden. Moral hazard arises in the interplay between these two social insurance systems, since by reporting sick an unemployed person can postpone the UI...
Persistent link: https://www.econbiz.de/10010273963