to commercial banks. During the crisis, however, the Federal Reserve created a number of facilities to support brokers … banks to nonbank financial institutions. In a specialized financial system, which the GSA had helped create, the use of the … lender-of-last-resort safety net could be more comfortably limited to commercial banks. However, the elimination of GSA …

To protect retail investors from the bail-in rule, we propose that banks should issue subordinated "contractual bail … estimates of the amounts of contractual bail-in instruments that European banks should issue in order to reach the 8% target …

increase by up to 11 percentage points, representing 0.3 percent of banks' assets, and would result in a 0.75 percentage point …

important aspects closely related to NCM: the absence of banks and monetary aggregates from this theoretical framework, and the …

that banks require collateral from observably riskier borrowers (lender selection effect), while lower risk premiums arise …

, primarily by community banks. The survey evidence suggests that the use of credit scores in small business lending by community … banks is surprisingly widespread. Moreover, the scores employed tend to be the consumer credit scores of the small business …

acquiring banks value profitable, high-growth, and low-risk targets. We also find that the strength of bank regulation and … regimes and stronger deposit insurance schemes lower the takeover premiums paid by acquiring banks. This result, presumably in … supervision and of deposit insurance regimes in Europe has measurable effects on takeover pricing. Stricter bank regulatory …