payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm … of financial inclusion in the context of developing countries. The paper then outlines several recent studies for India …

Relying on a rich panel regression framework, we study the role of different "fundamental" credit determinants in … Central, Eastern and Southeastern European (CESEE) EU Member States and compare actual private sector credit-to-GDP ratios to … the derived fundamental levels. It turns out that countries featuring positive credit gaps at the start of the global …

greater impact on empowering women. Using household survey data on SHG from India, a general structural model is adopted where …

act on their updated beliefs with a small increase in current consumption. Negative news from a scaled-down plan leads to …

The purpose of this paper is to assess whether the banking system, over and beyond its credit function, has a …, our regressions confidently support the hypothesis that banks contribute to economic development not only as credit … suppliers but also by facilitating transactions. Specifically, along with the ratio of private credit to GDP, the ratio of …

encourage consumption, effecting over 100 million consumers. We use a unique dataset of credit cards transaction to study the …

with undesirable moral values. This effect occurs for both observable and unobservable consumption and for products that do …

"undesirable" values. In laboratory experiments and surveys, I provide causal evidence that consumption can be diagnostic of … values are widely considered undesirable. These effects occur for both observable and unobservable consumption and for …

We use direct evidence on credit constraints to study their importance for household consumption growth and for welfare …. We distentangle the direct effect on consumption growth of a currently binding credit constraints from the indirect … effect of a potentially binding credit constraint which generates consumption risk. Our data is focused on job losers. We …