An important theoretical literature motivates collateral as a mechanism that mitigates adverse selection, credit … incidence of collateral. We exploit exogenous variation in lender information related to the adoption of an information … technology that reduces ex ante private information, and compare collateral outcomes before and after adoption. Our results are …

Collateral is a widely used, but not well understood, debt-contracting feature. Two broad strands of theoretical … literature explain collateral as arising from the existence of either ex ante private information or ex post incentive problems … ex post theories of collateral are empirically dominant although the ex ante theories are also valid for customers with …

is currently the largest and fastest growing microfinance program in the developing world, has been aggressively promoted …

Microfinance programs like the Self Help Bank Linkage Program in India have been increasingly promoted for their … between microfinance and women's empowerment. This paper contributes by arguing that women empowerment takes place when women …

The provision of business training with microfinance leads to a positive impact on assets for the participating … matching, using data from the Self Help Group microfinance program in India. …

the first studies of the impact of 'microfinance plus', or the disbursement of services beyond credit. Indian SHGs are … mainly NGO-formed microfinance groups but funded by commercial banks. We correct for membership selection bias with data on …

SHGs are unique in that they are mainly NGO-formed microfinance groups but later funded by commercial banks. We correct for …

groups (SHGs). Indian SHGs are unique in that they are mainly NGOformed microfinance groups but later funded by commercial …

Self Help Groups (SHGs) are unique in that they are mainly NGO-formed microfinance groups but later funded by commercial …