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Race, power, and the subprime/forceclosure crisis: A mesoanalysis
Dymski, Gary A.; Hernandez, Jesus; Mohanty, Lisa - 2011
previously been excluded from equal access to mortgage credit instead super included in subprime lending? Second, why didn't the … flood of mortgage brokers that accompanied the 2000s housing boom educe the proportion of minority borrowers who were …
Persistent link: https://www.econbiz.de/10010281736
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Foreclosure externalities: Some new evidence
Gerardi, Kristopher; Rosenblatt, Eric; Willen, Paul S.; … - 2012
In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. …
Persistent link: https://www.econbiz.de/10010292258
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Late starters or excluded generations? A cohort analysis of catch up in homeownership in England
Bottazzi, Renata; Crossley, Thomas F.; Wakefield, Matthew - 2012
We investigate whether initial differences in speed of entry into homeownership lead to longlasting differences in …
Persistent link: https://www.econbiz.de/10010500216
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The causal effect of house prices on mortgage demand and mortgage supply
Basten, Christoph; Koch, Cathérine - 2014
We identify the causal effect of house prices on mortgage demand and supply in Switzerland by exploiting exogenous … shocks to immigration and thereby to house prices. Detailed micro data allow us to observe multiple offers for each mortgage … request. We find a 1% increase in house prices to raise the requested mortgage amount by 0.52%. Due to positive feedback …
Persistent link: https://www.econbiz.de/10011282474
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The good, the bad, and the ordinary: Estimating agent value-added using real estate transactions
Cunningham, Christopher R.; Gerardi, Kristopher; Shen, Lily - 2022
Despite the prevalence and high cost of real estate agents, there is limited empirical evidence as to the nature or efficacy of their services. In this paper we estimate real estate agents' value-added when either selling or buying homes using data from three large multiple listing services...
Persistent link: https://www.econbiz.de/10014278405
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Do homeowners associations mitigate or aggravate negative spillovers from neighboring homeowner distress?
Cheung, Ron; Cunningham, Chris; Meltzer, Rachel - 2013
Experiences reveal that the monitoring costs of the foreclosure crisis may be nontrivial, and smaller governments may have more success at addressing potential negative externalities. One highly localized form of government is a homeowners association (HOA). HOAs could be well-suited for...
Persistent link: https://www.econbiz.de/10010397694
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Financialisation and rental housing: A case study of Berlin
Davies, Clementine - 2021
This paper seeks to understand the extent financialisation has had an impact on the rental housing market in Berlin. Specifically, it focuses on the financialisation of non-financial rental housing companies. The financial statements of five large, publicly listed, commercial rental housing...
Persistent link: https://www.econbiz.de/10012420679
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Prices and Constant Quality Price Indexes for Multi-Dwelling and Commercial Buildings in Sweden
Berg, Lennart - 2001
The purpose of this paper is to estimate constant quality price trends and analysing factors determining market prices for MDCBs (multi-dwelling and commercial buildings) in Sweden. We use high quality data for housing and municipality attributes and our database consists of almost 8500...
Persistent link: https://www.econbiz.de/10010321787
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Current account patterns and national real estate markets
Aizenman, Joshua; Jinjarak, Yothin - 2008
This paper studies the association between the current account and real estate valuation across countries, subject to data availability [43 countries, of which 25 are OECD], during 1990 - 2005. We find robust and strong positive association between current account deficits and the appreciation...
Persistent link: https://www.econbiz.de/10010285300
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Property Derivatives and Index-Linked Mortgages
Syz, Juerg; Vanini, Paolo; Salvi, Marco - Institut für Schweizerisches Bankwesen <Zürich> - 2006
stabilization of the homeowner’s net wealth, price the instruments, and quantify the expected decrease in the mortgage default risk …
Persistent link: https://www.econbiz.de/10005858211