produced by the banks themselves. The paper concludes that, even though bank-firm relations are still deeply embedded in …This paper analyses the role of banks in financing SMEs in Britain and Germany. It applies a sociological … institutionalist approach to understand how banks construct and manage risk, relating to SME business. The empirical analysis is based …

The profit-maximizing and oligopoly bank model developed by Bresnahan and Lau allows determining the degree of market … power held by an average bank. The equilibrium price equation includes a mark up, which is not used in the case of perfect … monopoly. This paper explores the degree of competition in the credit market of Argentina in the period 2002-2007. The …

We draw on stylized facts from the finance literature to build a model where altering the relative costs of bank and …

manufacturing sectors in need of credit. We find that state- owned banks do not play a significant role in the development of …This paper tests the efficiency of different structures of bank ownership in terms of its ability to target …

paper attempts to do so using a credit registry that is unique in that it allows the researcher to have access to some …

To address banks' risk taking during the recent financial crisis, we develop a model of credit-portfolio optimization … and study the impact of risk-based capital regulation (Basel Accords) on banks' asset allocations. The model shows that …, when a bank's capital is constrained by regulation, regulatory cost (risk weightings in the Basel Accords) alters the risk …

price inflation. Islamic banks operating interdependently with conventional ones contribute to economic destabilization …

This paper examines the pass-through from the market interest to the rate charged on bank loans using aggregate data … for the U.K. Thereby, we explicitly disentangle credit supply and demand and allow the interest rate charged on loans to … depend on the volume of loans. We find that, although banks adjust the lending rate to some extent, they largely accommodate …