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The Indian debt overhang issue is one of the major reasons that fresh investments are currently not being made in the scale required to promote higher growth and boost employment. Among banks the public sector banks (PSBs) are burdened with the bulk of net non-performing loans (NNPAs). These...
Persistent link: https://www.econbiz.de/10011807877
Using count data on the number of bank failures in US states during the 1960 to 2006 period, this paper endeavors to … instruments to absorb potential endogeneity between the number of bank failures and economic and regulatory conditions. Results … suggest that bank failures are not merely self-fulfilling prophecies but relate systematically to inflation as well as to …
Persistent link: https://www.econbiz.de/10011430078
This paper analyzes the contagion effects associated with the failure of Silicon Valley Bank (SVB) and identifies bank … held-to-maturity securities, bank size, and cash holdings had a significant impact, while better-quality assets or holdings … rate hikes nor risks linked to bank size. While mid-sized banks experienced particular stress immediately after the SVB …
Persistent link: https://www.econbiz.de/10014540982
propose four principles to ensure the efficient resolution of bank failures, should they occur, with minimum, if any, credit … provisions in the single banking license available to banks in the EU. In return for the privilege of such a license, the bank …
Persistent link: https://www.econbiz.de/10010292210
This paper examines the negative externalities that may occur when a large bank fails, describes the nature of those … directed first at closing institutions promptly, reforming bankruptcy statutes to admit special procedures for handling bank …
Persistent link: https://www.econbiz.de/10010292288
applies the stress testing framework of Norges Bank to analyse the cyclicality of capital positions and the cyclicality of … Basel II capital requirements for the entire bank portfolio of Norwegian banks. We find a substantial increase in the …
Persistent link: https://www.econbiz.de/10012143709
Using supervisory loan-level data on corporate loans, we show that banks facing high levels of non-performing loans relative to their capital and provisions were more likely to grant forbearance measures to the riskiest group of borrowers. More specifically, we find that risky borrowers are more...
Persistent link: https://www.econbiz.de/10012143936
This paper investigates a model of strategic interactions in financial networks, where the decision by one agent on whether or not to default impacts the incentives of other agents to escape default. Agents' payoffs are determined by the clearing mechanism introduced in the seminal contribution...
Persistent link: https://www.econbiz.de/10011928019
Before we can reform the financial system, we need to understand what banks do; or, better, what banks should do. This paper will examine the later work of Hyman Minsky at the Levy Institute, on his project titled 'Reconstituting the United States' Financial Structure.' This led to a number of...
Persistent link: https://www.econbiz.de/10010286489
of the United States. the bailout policy has contributed to further concentration of the financial sector, increasing …
Persistent link: https://www.econbiz.de/10010281715