Should banks be diversified or focused? Does diversification indeed lead to increased performance and therefore greater … between banks' profitability and their portfolio diversification across different industries, broader economic sectors and … geographical regions. To explore this issue, we use a unique data set of the individual bank loan portfolios of 983 German banks …

(lost market value) is estimated using U. S. data on publicly traded bank-holding companies. Using the adding-up condition …

propose four principles to ensure the efficient resolution of bank failures, should they occur, with minimum, if any, credit … provisions in the single banking license available to banks in the EU. In return for the privilege of such a license, the bank …

This paper examines the negative externalities that may occur when a large bank fails, describes the nature of those … directed first at closing institutions promptly, reforming bankruptcy statutes to admit special procedures for handling bank …

applies the stress testing framework of Norges Bank to analyse the cyclicality of capital positions and the cyclicality of … Basel II capital requirements for the entire bank portfolio of Norwegian banks. We find a substantial increase in the …