of credit across loan types. Consistent with economic theory, relationship debt leads to informational capture and higher …

payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm …

changes in financial intermediaries' balance sheets for the supply of credit, liquidity and asset prices, and, consequently …

for the U.K. Thereby, we explicitly disentangle credit supply and demand and allow the interest rate charged on loans to …

banking sector environment, as well as the institutional and regulatory environment, on credit constrained firms. We find that … small and foreign-owned firms are less likely to demand credit compared to audited and innovative firms. On the other hand …, small, medium, publicly listed, sole proprietorship and foreign-owned firms had a higher probability of being credit …