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Financial Sector Legislative Reforms Commission (FSLRC) & financial sector regulation in India
Bhagwati, Jaimini; Khan, M. Shuheb; Bogathi, … - 2016
The Financial Sector Reforms Commission (FSLRC) which was set up in 2011 by the Ministry of Finance was mandated to study existing legislation and financial sector regulatory practices in India and to propose improvements. The FSLRC submitted its report in 2013 and four of its members recorded...
Persistent link: https://www.econbiz.de/10011807863
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Preconditions for a successful implementation of supervisors' prompt corrective action: Is there a case for a banking standard in the European Union?
Nieto, María J.; Wall, Larry D. - 2006
Over the past years, several countries around the world have adopted a system of prudential prompt corrective action (PCA). The European Union countries are being encouraged to adopt PCA by policy analysts who explicitly call for its adoption. To date, most of the discussion on PCA has focused...
Persistent link: https://www.econbiz.de/10010292333
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Capital requirements and bank behaviour: empirical evidence for Switzerland
Rime, Bertrand - 2000
In recent years, regulators have increased their focus on the capital adequacy of banking institutions to enhance the stability of the financial system. The purpose of the present paper is to shed some light on whether and how Swiss Banks react to constraints placed by the regulator on their...
Persistent link: https://www.econbiz.de/10011430015
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The Limits of Market Discipline in Reducing Banks' Risk Taking
Blum, Jürg - 2000
, however, the bank can readjust the level of risk after the deposit rate is contracted, market discipline leads to an increase …
Persistent link: https://www.econbiz.de/10011430018
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The Relationship between Risk and Capital in Swiss commercial Banks: A Panel Study
Bichsel, Robert; Blum, Jürg - 2002
In this paper we investigate the relationship between changes in risk and changes in leverage for a panel of Swiss banks. Using market data for risk and both accounting and market data for capital for the period between 1990 and 2002, we find a positive correlation between changes in capital and...
Persistent link: https://www.econbiz.de/10011430035
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Bank Risk Management and the Franchise Value
Bauer, Wolfgang; Ryser, Marc - Institut für Schweizerisches Bankwesen <Zürich>; … - 2003
We analyze optimal risk management strategies for a regulatory restricted bank financed with deposits and equity in an … infinite horizonmodel. The bank has a positive franchise value from rents coming from deposit related services (liquidity … franchise value and the liquidation costs in case of a bank run give the bank a motivation for risk management. The franchise …
Persistent link: https://www.econbiz.de/10005859100
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The evolution of bank boards of directors in New York, 1840-1950
White, Eugene N.; Bodenhorn, Howard - 2014
Contemporary bank governance is criticized for manager-dominated (insider) boards of directors, but from the beginning … of the nineteenth century, bank presidents appear also to have operated as chairmen of the boards of directors. However …
Persistent link: https://www.econbiz.de/10011396829
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Mortgage regulation and financial vulnerability at the household level
Aastveit, Knut Are; Juelsrud, Ragnar Enger; Wold, Ella Getz - 2020
We evaluate the impact of mortgage regulation on credit volumes, household balance sheets and the reaction to adverse economic shocks. Using a comprehensive dataset of all housing transactions in Norway matched with buyers' balance sheet information from official tax records, we identify causal...
Persistent link: https://www.econbiz.de/10012661560
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Cross-border banking on the two sides of the Atlantic: Does it have an impact on bank crisis management?
Nieto, Maria J.; Wall, Larry D. - 2015
In the United States and the European Union (EU), political incentives to oppose cross-border banking have been strong in spite of the measurable benefits to the real economy from breaking down geographic barriers. Even a federal-level supervisor and safety net are not by themselves sufficient...
Persistent link: https://www.econbiz.de/10011460623
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Banking geography and cross-fertilization in the productivity growth of US commercial banks
Tirtiroglu, Dogan; Tanyeri, A. Basak; Tirtiroglu, Ercan; … - 2011
The US banking industry offers a unique, natural and fertile environment to study geography's effects on banks' behavior and performance. The literature on banks' operating performance, while extensive, says little about the influence of spatial interactions on banks' performance. We compute and...
Persistent link: https://www.econbiz.de/10010273644