bank balance sheet data at the micro level as well as macroeconomic variables are used to capture these changes. The case …) and higher market concentration in the banking sector had a positive effect on bank profitability, while, surprisingly … banks did not have a clear-cut or significant impact on bank profits. …

In recent years growing competition in the microfinance industry has been censured for multiple borrowing, default … crises, high interest rates and coercive recovery of loans. Using the Boone indicator as a measure for competition, our paper … investigates the impact of competition on microfinance institutions' (MFIs) outreach, financial performance and quality of loan …

. S. bank holding companies, we obtain evidence on market discipline: we find that higher managerial ownership at most …

Purpose: This study examines agricultural lending by commercial banks and the competition they face from the Farm …/methodology/approach: We construct a measure of commercial banks' perceived competition with FCS or non-traditional lenders using the … individual responses to the Federal Reserve Bank of Chicago's Land Values and Credit Conditions Survey between 1999 and 2019 …

-sectional data on publicly traded, highest-level U.S. bank holding companies, we find empirical evidence of Marcus? proposition (1984 …

Great strides have been made in the theory of bank technology in terms of explaining banks' comparative advantage in … theories to analyze the particular environment of banking. In recent years, the empirical modeling of bank technology and the … measurement of bank performance have begun to incorporate these theoretical developments and yield interesting insights that …

, however, the bank can readjust the level of risk after the deposit rate is contracted, market discipline leads to an increase …