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A Median Voter Model of Health Insurance with Ex Post Moral Hazard

Jacob, Johanna; Lundin, Douglas - 2001

One of the main features of health insurance is moral hazard, as defined by Pauly (1968); people face incentives for excess utilization of medical care since they do not pay the full marginal cost for provision. To mitigate the moral hazard problem, a coinsurance can be included in the insurance...

Persistent link: https://www.econbiz.de/10010321829

Substitution between temporary parental leave and sickness absence

Persson, Malin - 2011

This paper studies interrelations between two benefits in the Swedish social insurance system: the sickness insurance and the temporary parental benefit. The level of compensation differs between the two benefits creating an economic incentive for parents to claim temporary parental benefit when...

Persistent link: https://www.econbiz.de/10010321128

Can sickness absence be affected by information meetings? Evidence from a social experiment

Johansson, Per; Lindahl, Erica - 2010

During the last decade several empirical studies have stressed the importance of norms and social interactions for explaining sickness absence behavior. In this context public discussions about the intentions of the insurance, and of the rights and duties of the receivers, may be important for...

Persistent link: https://www.econbiz.de/10010273934

Do interactions between unemployment insurance and sickness insurance affect transitions to employment?

Hall, Caroline - 2008

Previous research suggests that there are substantial interactions between the unemployment insurance (UI) and the sickness insurance (SI) in Sweden. Moral hazard arises in the interplay between these two social insurance systems, since by reporting sick an unemployed person can postpone the UI...

Persistent link: https://www.econbiz.de/10010273963

Moral hazard among the sick and unemployed: Evidence from a Swedish social insurance reform

Larsson, Laura; Runeson, Caroline - 2007

This paper looks at a specific type of moral hazard that arises in the interplay between two large public insurance systems in Sweden, namely the sickness insurance (SI) and the unemployment insurance (UI). Moral hazard can arise from the benefit size structure as for some unemployed persons,...

Persistent link: https://www.econbiz.de/10010317946

Should sickness insurance and health care be administrated by the same jurisdiction? An empirical analysis

Johansson, Per; Nilsson, Martin - 2012

uncertainty about entitlement and future sickness benefits. Given that added resorces improve the quality of the patients' medical …

Persistent link: https://www.econbiz.de/10010321109

Consumer resistance against regulation: The case of health care

Zweifel, Peter; Telser, Harry; Vaterlaus, Stephan - 2005

Regulation fostering Managed Care alternatives in health insurance is spreading. This work reports on an experiment designed to measure the amounts of compensation asked by the Swiss population (in terms of reduced premiums) for Managed-Care type restrictions in the provision of health care. It...

Persistent link: https://www.econbiz.de/10010315556

The effect of the patient protection and affordable care act medicaid expansions on financial wellbeing

Hu, Luojia; Kaestner, Robert; Mazumder, Bhashkar; … - 2016

We examine the effect of the Medicaid expansions under the 2010 Patient Protection and Affordable Care Act (ACA) on … imply a reduction in collection balances of between $600 to $1,000 among those who gain Medicaid coverage due to the ACA …. Our findings suggest that the ACA Medicaid expansions had important financial impacts beyond health care use. …

Persistent link: https://www.econbiz.de/10011776839

Firms' moral hazard in sickness absences

Böheim, René; Leoni, Thomas - 2011

Sick workers in many countries receive sick pay during their illness- related absences from the workplace. In several countries, the social security system insures firms against their workers' sickness absences. However, this insurance may create moral hazard problems for firms, leading to the...

Persistent link: https://www.econbiz.de/10010294884

Health care reform and the number of doctor visits: An econometric analysis

Winkelmann, Rainer - 2002

The paper evaluates the German health care reform of 1997, using the individual number of doctor visits as outcome measure and data from the German Socio- Economic Panel for the years 1995-1999. A number of modified count data models allow to estimate the effect of the reform in different parts...

Persistent link: https://www.econbiz.de/10010315477

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