This paper provides a theoretical analysis of the benefits for an insurance company to develop its own network of service providers when insurance fraud is characterized by collusion between policyholders and providers. In a static framework without collusion, exclusive affiliation of providers...

Beaucoup de pays ont adoptés des systèmes de permis de conduire à points où les infractions au code de la route font l'objet d'un décompte de points, avec une grande variété de mises en oeuvre. Le retrait de permis est une sanction non-monétaire qui permet au gouvernement de frapper...

Insurers have the reputation of being bad payers who nitpick whenever an opportunity arises. However, this nitpicking activity has a positive impact on their auditing strategy since auditing may prove profitable when claims are not fraudulent. We show that reducing the indemnity payments of...