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Huang, Rocco - Federal Reserve Bank of Philadelphia - 2009

of their loans. The author finds that the sweep covenant is more likely to be imposed on borrowers with higher leverage …

Persistent link: https://www.econbiz.de/10008627174

Pairwise credit and the initial cost of lending

Sanches, Daniel R. - Federal Reserve Bank of Philadelphia - 2010

The author studies the terms of credit in a competitive market in which sellers are willing to repeatedly finance the purchases of buyers by extending direct credit. Lenders (sellers) can commit to deliver any long-term credit contract that does not result in a payoff that is lower than that...

Persistent link: https://www.econbiz.de/10008465706

The effect of implicit deposit insurance on banks portfolio choices with an application to international `overexposure'

Penati, Alessandro; Protopapadakis, Aris - Federal Reserve Bank of Philadelphia - 1986

Persistent link: https://www.econbiz.de/10005389521

In harm’s way? Payday loan access and military personnel performance

Carrell, Scott; Zinman, Jonathan - Federal Reserve Bank of Philadelphia - 2008

Does borrowing at 400 percent APR do more harm than good? The Pentagon asserts that payday loans harm military … readiness and successfully lobbied for a binding 36 percent APR cap on loans to military members and their families (effective …

Persistent link: https://www.econbiz.de/10005389740

Transactions accounts and loan monitoring.

Mester, Loretta J.; Nakamura, Leonard I.; Renault, Micheline - Federal Reserve Bank of Philadelphia - 2004

empirical evidence that transactions account information helps the bank to monitor commercial borrowers’ operating loans and we …

Persistent link: https://www.econbiz.de/10005512339

Bank foreign lending, mandatory disclosure rules and the reaction of bank stock prices to the Mexican debt crisis

Smirlock, Michael; Kaufold, Howard - Federal Reserve Bank of Philadelphia - 1986

Persistent link: https://www.econbiz.de/10005512359