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Microfinance institutions (MFIs) are alternative financial providers offering financial services to people typically … developing microfinance sector in Europe; however, very little literature exists on this MFI segment. In this paper, we analyze …
Persistent link: https://www.econbiz.de/10010888649
This paper measures the over-indebtedness of microborrowers in Ghana. It defines over-indebtedness from a customer-protection perspective, considering borrowers over-indebted if they continuously struggle with repayment and experience unacceptable sacrifices related to their debt. We find that...
Persistent link: https://www.econbiz.de/10010533747
This paper analyses the over-indebtedness of microborrowers in Ghana. It defines over-indebtedness from a customer protection perspective and considers borrowers over-indebted if they continuously struggle with repayment and experience unacceptable sacrifices related to their debt. It finds that...
Persistent link: https://www.econbiz.de/10010547603
In the past, the microfinance industry focused mainly on growth and outreach. Addressing financial exclusion implied a … of their mind. In a second step the chapter reviews the existing empirical research on microfinance over-indebtedness and … examines how prevalent over-indebtedness is in microfinance markets today. It highlights the evidence for over-indebtedness in …
Persistent link: https://www.econbiz.de/10009320345
In recent years, development practice has seen that microfinance institutions (MFIs), beyond their financial and social …’ MFIs on a sample of 160 microfinance institutions worldwide. Basing our analysis on various econometric tests, we find that …. Furthermore, more mature MFIs tend to have a better environmental performance, in particular in the provision of green microcredit …
Persistent link: https://www.econbiz.de/10010604545
short cases to indicate how a social problem was addressed by a social innovation by entrepreneurial actions by microfinance … service providers. The cases are from microcredit, microguarantee, microinsurance and microequity. …
Persistent link: https://www.econbiz.de/10010723276
Product diversification involving simultaneously microcredit, savings or insurance services –also called combined … microfinance (CMF)- can both leverage and challenge policy outcomes. This paper reviews two complementary questions in this regard …
Persistent link: https://www.econbiz.de/10008925110
when combining micro-credit with savings and insurance. By reviewing cross-sectional evidence of 250 microfinance schemes … reducing poverty. In many countries, microfinance institutions (MFIs) have become popular instruments for redistributive pro …-poor policies. While microcredit programmes have undoubtedly improved the lives of millions of poor households, they are also …
Persistent link: https://www.econbiz.de/10008764260
Worldwide, microcredit organizations are gradually transforming to multi-servicing organizations offering additional … financial services. This paper examines whether combining microcredit with insurance and/or savings enhances their economic …-sectional data from 250 microfinance institutions (MFIs) from Latin America and the Caribbean, it compares MFIs offering credit only …
Persistent link: https://www.econbiz.de/10008764446
The microfinance industry has been celebrated both for its social impact on poverty alleviation and for its … profitability. With issues of over-indebtedness emerging among microfinance customers, both achievements are at risk. This paper … microfinance over-indebtedness erroneously oversimplify the reality of microfinance customers. The paper works with theoretical and …
Persistent link: https://www.econbiz.de/10008675430