Economic integration on the EU banking markets is expected to favor competition, which should provide economic gains … taken place on the EU banking markets, by applying ? and ? convergence tests for panel data. We show convergence in bank …

integration has taken place on the banking markets, by investigating the convergence in banking efficiency for European Union …. Our work then constitutes the first one to apply tests of β and σ convergence specified for panel data on banking … financial integration has taken place on the EU banking markets in the recent years. …