screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use … entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the EFL tool. We find that the … entrepreneurs - i.e., those with a credit history. For unbanked entrepreneurs - i.e., those without a credit history - using the EFL …

The objective of this paper to investigate the effectiveness of credit easing policy in mitigating the economic fallout … channels: (i) higher non-performing loans provisions, and (ii) lower the marginal return of assets. Credit policy is modelled …. Unconventional monetary policy, namely credit easing policy, is shown to be ineffective in mitigating the effects of a financial …