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Savings groups reduce vulnerability, but have mixed effects on financial inclusion
Frisancho Robles, Verónica; Valdivia, J. Martín - 2020
This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial inclusion outcomes in rural Peru. Using a cluster randomized control trial and relying on both survey and administrative records, we investigate the impact of savings groups after more...
Persistent link: https://www.econbiz.de/10012587506
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What accounts for the racial gap in time allocation and intergenerational transmission of human capital?
Gayle, George-Levi; Golan, Limor; Soytas, Mehmet A. - 2015
Persistent link: https://www.econbiz.de/10011346744
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The impact of local predatory lending laws on the flow of subprime credit
Ho, Giang (contributor);  … - 2006
the Federal Home Ownership and Equity Protection Act (HOEPA) by including home purchase and open end mortgage credit, by …
Persistent link: https://www.econbiz.de/10003739621
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Predatory Lending Laws and the Cost of Credit
Ho, Giang (contributor);  … - 2006
Persistent link: https://www.econbiz.de/10003739723
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Subprime refinancing : equity extraction and mortgage termination
Chomsisengphet, Souphala (contributor);  … - 2006
Persistent link: https://www.econbiz.de/10003739739
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Accounting for changes in the homeownership rate
Chambers, Matthew (contributor); Garriga, Carlos (contributor) - 2007
played changes in demographic factors and innovations in the mortgage market which lessened downpayment requirements. To … generation model with housing. We find that the long-run importance of the introduction of new mortgage products for the …
Persistent link: https://www.econbiz.de/10003740842
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Equilibrium mortgage choice and housing tenure decisions with refinancing
Chambers, Matthew S. (contributor);  … - 2007
The last decade has brought about substantial mortgage innovation and increased refinancing. The objective of the paper … is to understand the determinants and implications of mortgage choice in the context of general equilibrium model with … incomplete markets. The equilibrium characterization allows us to study the impact of mortgage financing decisions in the …
Persistent link: https://www.econbiz.de/10003741008
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The loan structure and housing tenure decisions in an equilibrium model of mortgage choice
Chambers, Matthew S. (contributor);  … - 2008
Persistent link: https://www.econbiz.de/10003741456
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Where's the smoking gun? : A study of underwriting standards for US subprime mortgages
Bhardwaj, Geetesh (contributor);  … - 2008
Persistent link: https://www.econbiz.de/10003783099
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Mortgages and monetary policy
Garriga, Carlos; Kydland, Finn E.; Šustek, Roman - 2015
Persistent link: https://www.econbiz.de/10011392896