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The vast majority of firms in Europe are micro firms. Still, we know little about their financing patterns. Our paper aims to close this gap. Based on a large European firm-level data set, we find that micro firms differ in their financing patterns from small and medium-sized companies. Our...
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This EIF Working Paper takes a holistic approach to investigate SME financing patterns in Europe by performing a cluster analysis including 12,726 SMEs in 28 European countries. The results reveal that SME financing in Europe is not homogenous but that different financing patterns exist. The...
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gives insights into the BA segment with a special focus on Germany. First we introduce the concept of BA financing. In a … second step we analyse the BA market in Germany. We conclude that there is a significant excess demand for early stage …. This infrastructure is going to be piloted in collaboration with the German Business Angel Network (BAND) in Germany soon …
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