for decades, the goal of universal financial inclusion is yet to be achieved in India. The Indian financial inclusion …

agricultural activities. Access to savings groups also leads to a four-percentage point increase in access to credit among women … microfinance lenders among the unbanked. …

Housing, particularly for low income urban households, is a long-standing challenge in India. In 2012, 96 per cent of … the all India urban housing shortage of 18.78 million was confined to low-income economic groups. This study empirically … examines three facets of urban India's housing demand using the latest available nationally representative household data on …

combining these financing mechanisms. We draw on a cluster RCT in rural India of a sanitation labelled microcredit program …, implemented by chance around the onset of a large sanitation policy comprising partial subsidies – Swacch Bharat or ‘Clean India …