cost sharing. Both elements risk to burden the population with a welfare loss if preferences differ. This suggests …

Health insurance is potentially subject to risk selection, i.e. adverse selection on the part of consumers and cream … skimming on the part of insurers. Adverse selection models predict that competitive health insurers can eschew high-risk … individuals by offering contracts with low deductibles or co-payment rates, while attracting low-risk individuals with higher …

pollution regulations, however, are linked to reductions in the risk of dying for cancer, heart disease, and respiratory … higher when the risk reduction is delivered by a public program, and increases with the effectiveness rating assigned by the … respondent to public programs that address specific causes of death. The effectiveness of private risk-reducing behaviors is also …

contingent valuation surveys that elicit the willingness to pay (WTP) for mortality risk reductions. We examine the importance of …