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We investigate how the presence of physical bank branches moderates financial technology diffusion. Our identification …
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We exploit the staggered expansion of the internet broadband network to firms and bank branches locations in Peru … during the last decade to study non-financial firm performance and bank credit dynamics. Access to broadband unleashes firm … that had a borrowing relation with a bank before the expansion of broadband, the increase in sales serves as a signal to …
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We consider the problem of how societies should be partitioned into classes if individuals express their views about who should be put with whom in the same class. A non-bossiness condition makes the social aggregator dependent only on those cells of the individual partitions the society members...
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