, the Central Government and the Reserve Bank of India have been making efforts to enhance institutional credit in rural … areas particularly to assist in agricultural operations. It began with the enactment of the Co-operative Credit Societies … noninstitutional lenders still account for only 36 per cent of the total outstanding agricultural loan, the short-term credit from …

This paper evaluates the performance of structural VAR models in estimating the impact of credit supply shocks. In a … simple Monte-Carlo experiment, we generate data from a DSGE model that features bank lending and credit supply shocks and use … instrumental variable procedure to estimate the impact of the credit shock performs well and is relatively robust to measurement …

screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use … entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the EFL tool. We find that the … entrepreneurs - i.e., those with a credit history. For unbanked entrepreneurs - i.e., those without a credit history - using the EFL …

bank credit becomes relatively more expensive, reflecting the scarcity of bank equity. More generally, the model is …