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Interest rates and implications for microfinance in Latin America and the Caribbean
Campion, Anita; Ekka, Rashmi Kiran; Wenner, Mark D. - 2010
Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups … examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high …
Persistent link: https://www.econbiz.de/10011294486
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Targeting credit through community members
Vera Cossío, Diego Alejandro - 2019
Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...
Persistent link: https://www.econbiz.de/10012154414
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Do remittances help smooth consumption during health shocks? : evidence from Jamaica
Beuermann, Diether W.; Ruprah, Inder S.; Sierra, Ricardo E. - 2014
We identify whether remittances facilitate consumption smoothing during health shocks in Jamaica. In addition, we … investigate whether remittances are subject to moral hazard by receivers, how the informal insurance provided by remittances … remittances offer complete insurance toward decreased consumption during health shocks and that moral hazard is weak. The role of …
Persistent link: https://www.econbiz.de/10011286680
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Higher inequality in Latin America : a collateral effect of the pandemic
Acevedo, Ivonne; Castellani, Francesca; Cota, María José - 2022
. Surprisingly, we found that the differences in income by education level declined in most cases. Remittances had a modest effect …
Persistent link: https://www.econbiz.de/10014516178
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To invest or not to invest in sanitation : the role of intra-household gender differences in perceptions and bargaining power
Augsburg, Britta; Malde, Bansi; Olorenshaw, Harriet; … - 2021
We exploit novel data collected within a randomised controlled trial of a sanitation microcredit intervention to study how intra-household gender differences in perceptions of costs and benefits of sanitation impact investment decisions. We show that – as long as the wife is involved in...
Persistent link: https://www.econbiz.de/10012801992
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To invest or not to invest in sanitation : the role of intra-household gender differences in perceptions and bargaining power
Augsburg, Britta; Malde, Bansi; Olorenshaw, Harriet; … - 2023
We exploit novel data collected within a randomized controlled trial of a sanitation microcredit intervention to study how intra-household gender differences in perceptions of costs and benefits of sanitation impact investment decisions. We show that — as long as the wife is involved in...
Persistent link: https://www.econbiz.de/10014371964
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Savings groups reduce vulnerability, but have mixed effects on financial inclusion
Frisancho Robles, Verónica; Valdivia, J. Martín - 2020
microfinance lenders among the unbanked. …
Persistent link: https://www.econbiz.de/10012587506
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Labeled loans and human capital investments
Augsburg, Britta; Caeyers, Bet; Giunti, Sara; Malde, Bansi - 2023
Imperfect capital markets and commitment problems impede lumpy human capital investments. Labeled loans have been postulated as a potential solution to both constraints, but little is known about the role of the label in influencing investment choices in practice. We draw on a cluster randomized...
Persistent link: https://www.econbiz.de/10014371953
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Remittances and the impact on crime in Mexico
Brito, Steve; Corbacho, Ana; Osorio Rivas, René - 2014
This working paper studies the effect of remittances from the United States on crime rates in Mexico. The topic is … examined using municipal-level data on the percent of household receiving remittances and homicides per 100,000 inhabitants …. Remittances are found to be associated with a decrease in homicide rates. Every 1 percent increase in the number of households …
Persistent link: https://www.econbiz.de/10011286687
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Financial dependence, formal credit and informal jobs : new evidence from Brazilian household data
Catão, Luis; Pagés, Carmen; Rosales, María Fernanda - 2009
This paper examines a much overlooked link between credit markets and formalization: since access to bank credit typically requires compliance with tax and employment legislation, firms are more likely to incur such formalization costs once bank credit is more widely available at lower cost. The...
Persistent link: https://www.econbiz.de/10010247935