Showing 1 - 10 of 2,195
Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...
Persistent link: https://www.econbiz.de/10012154414
Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups … examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high …
Persistent link: https://www.econbiz.de/10011294486
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This paper examines the determinants of mergers and bankruptcies, using firm level data from the Swiss Business Census and the Dun & Bradstreet exit database for Switzerland (1995-2000). Employing duration analysis, we find considerable differences in the determinants of mergers and...
Persistent link: https://www.econbiz.de/10002746135
The paper studies the demand for foreign university graduates at the firm level. Using a unique dataset on recruitment policies of firms in four European countries, the determinants of demand for internationally mobile highly skilled employees are established. I investigate the number, origin,...
Persistent link: https://www.econbiz.de/10001729411
Digital technologies are rapidly making inroads into all realms of human life and the microfinance sector is one such … inclusion. This paper explores how these mechanisms - innovation, inclusion and efficiency - have been integral to microfinance … operations in the past, and how innovations in digital technology may be yet another opportunity for microfinance institutions to …
Persistent link: https://www.econbiz.de/10011919386
Uruguay implemented an ambitious financial inclusion program that included a fiscal stimulus through VAT rebates and subsidies for point of sale (POS) adoption. One of its main provisions banned cash payment of wages and social benefits and forced financial institutions to open wage-accounts...
Persistent link: https://www.econbiz.de/10014461503
Much of the current policy debate on adaptation to climate change has focussed on estimation of adaptation costs, ways … change. It is in this context that microfinance merits a closer look. This paper offers the first empirical assessment of the … linkages between microfinance supported activities and adaptation to climate change. Specifically, the lending portfolios of …
Persistent link: https://www.econbiz.de/10008732151