We use the introduction of a U.S. commercial credit bureau to study when lenders adopt voluntary information sharing … technology and the resulting consequences for competition and credit access. Our results suggest that lenders trade off access to … find access to credit improves but only for high-quality borrowers in markets with greater lender adoption. Our results …

This report discusses the activity of credit guarantee schemes (CGSs) in Western Europe and presents an analysis based … on a novel survey, conducted by the European Investment Bank (EIB) Group1, among 18 credit guarantee organisations in 13 …), which provides a comprehensive overview on the use of CGSs for Small- and Medium-sized Enterprise (SME) lending in Central …

three case studies how SME leasing can be supported via credit enhancement techniques. These examples, taken from recent EIF … the tool-set for SME finance, also against the background of market weaknesses for SME lending. It explains the mechanics … and logic of SME leasing and provides latest available market information. Furthermore, the paper explains in the form of …

to SME's access to finance and is as such even more important in the aftermath of the crisis. …