This paper studies the links between competition in the lending market and spreads of bank loans in Brazil. Evidence … market power, measured by the Lerner index, and the cost of finance, measured by spreads over the treasury curve. Furthermore … interest rates as the bank-firm relationship duration increases. Both results are stronger for micro and small firms than for …

This paper analyses the relation between competition and concentration in the banking sector. The empirical answer is … given by testing a monopolistic competition model of bank branching behaviour on individual bank data at county level … applied tool to evaluate the potential anti-competitive impact of mergers. -- Banking Industry ; Competition and Market …