This paper analyzes influences on the credit standing of Multilateral Development Banks (MDBs), specifically the … its MDB rating process. The results are compared with those implied by an industry-standard, ratings-based Credit Risk …

screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use … entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the EFL tool. We find that the … entrepreneurs - i.e., those with a credit history. For unbanked entrepreneurs - i.e., those without a credit history - using the EFL …