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Innovation, efficiency and inclusion : integration of digital technologies in the Indian microfinance sector
Ray, Saon; Paul, Sandeep; Miglani, Smita - 2018
Digital technologies are rapidly making inroads into all realms of human life and the microfinance sector is one such … inclusion. This paper explores how these mechanisms - innovation, inclusion and efficiency - have been integral to microfinance … operations in the past, and how innovations in digital technology may be yet another opportunity for microfinance institutions to …
Persistent link: https://www.econbiz.de/10011919386
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To invest or not to invest in sanitation : the role of intra-household gender differences in perceptions and bargaining power
Augsburg, Britta; Malde, Bansi; Olorenshaw, Harriet; … - 2021
We exploit novel data collected within a randomised controlled trial of a sanitation microcredit intervention to study how intra-household gender differences in perceptions of costs and benefits of sanitation impact investment decisions. We show that – as long as the wife is involved in...
Persistent link: https://www.econbiz.de/10012801992
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To invest or not to invest in sanitation : the role of intra-household gender differences in perceptions and bargaining power
Augsburg, Britta; Malde, Bansi; Olorenshaw, Harriet; … - 2023
We exploit novel data collected within a randomized controlled trial of a sanitation microcredit intervention to study how intra-household gender differences in perceptions of costs and benefits of sanitation impact investment decisions. We show that — as long as the wife is involved in...
Persistent link: https://www.econbiz.de/10014371964
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Interest rates and implications for microfinance in Latin America and the Caribbean
Campion, Anita; Ekka, Rashmi Kiran; Wenner, Mark D. - 2010
Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups … examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high …
Persistent link: https://www.econbiz.de/10011294486
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Targeting credit through community members
Vera Cossío, Diego Alejandro - 2019
Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...
Persistent link: https://www.econbiz.de/10012154414
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The impact of a financial inclusion program on household's payment choice, savings, and credit
Gandelman, Néstor; Lluberas, Rodrigo; Misail, Daniel - 2023
Uruguay implemented an ambitious financial inclusion program that included a fiscal stimulus through VAT rebates and subsidies for point of sale (POS) adoption. One of its main provisions banned cash payment of wages and social benefits and forced financial institutions to open wage-accounts...
Persistent link: https://www.econbiz.de/10014461503
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Trade facilitation measures to enhance women's participation in cross-border trade in BBIN
Taneja, Nisha; Joshi, Sanjana; Prakash, Shravani; … - 2018
Trade facilitation measures improve the trading environment by reducing transaction costs and thereby increasing the gains from trade. Although the use of trade facilitation measures for tackling trade bottlenecks has gained traction in recent times, one aspect which remains largely unexplored...
Persistent link: https://www.econbiz.de/10011775008
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Can self-help groups really be self-help?
Greaney, Brian; Kaboski, Joseph Paul; Van Leemput, Eva - 2013
Persistent link: https://www.econbiz.de/10009735003
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Female access to finance : a survey of literature
Pavlova, Elitsa; Gvetadze, Salome - 2023
This working paper examines the current academic literature on access to finance for female entrepreneurs and female-led enterprises. It covers two main financing markets: credit and venture capital (VC). The paper finds wide consensus in the academic field that gender-related credit and VC gaps...
Persistent link: https://www.econbiz.de/10014247197
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Edutainment, savings, and generational differences in rural areas of Peru
Chong, Alberto; Valdivia, J. Martín - 2023
Persistent link: https://www.econbiz.de/10014382481