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Financialisation of the Maltese household? : household debt dynamics, the mortgage market, and housing in Malta
Cassar, Dylan - 2023
the Maltese islands, primarily via the mortgage market. This process is characterised by (i) financial extension, in which … more households partake in mortgage finance in their entry to homeownership, and (ii) financial intensity, in which … households accumulate more debt in accessing the property market. In explaining this process, I claim, firstly, that mortgage …
Persistent link: https://www.econbiz.de/10014427487
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Consumption in the Great Recession : the financial distress channel
Athreya, Kartik B.; Mather, Ryan; Mustre-del-Río, José; … - 2019
During the Great Recession, the collapse of consumption across the U.S. varied greatly but systematically with house-price declines. We find that financial distress among U.S. households amplified the sensitivity of consumption to house-price shocks. We uncover two essential facts: (1) the...
Persistent link: https://www.econbiz.de/10012137091
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Structural demand estimation with borrowing constraints
Ouazad, Amine; Rancière, Romain - 2015
Persistent link: https://www.econbiz.de/10011671237
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The impact of income inequality on household indebtedness in euro area countries
Jestl, Stefan - 2019
This paper examines the impact of income inequality on consumption-related household indebtedness at the household level. Using the first wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on heterogeneous effects across euro area countries. The...
Persistent link: https://www.econbiz.de/10012153847
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Household Finance and Consumption Survey : a comparison of the main results for Malta with the euro area
Attard, Silvio; Deguara, Warren; Antonaroli, Valentina - 2020
This paper compares the main findings from the third wave of the Household Finance and Consumption Survey (HFCS) for Malta with those for the euro area. This comparative report finds that in 2016 the median Maltese household held more real and financial assets than households in the euro area....
Persistent link: https://www.econbiz.de/10012253036
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Household Finance and Consumption Survey : a comparison of the main results for Malta with the euro area
Antonaroli, Valentina; Deguara, Warren; Muscat, Aleandra - 2023
This paper compares the main findings from the fourth wave of the Household Finance and Consumption Survey (HFCS) for Malta with those for the euro area. This comparative report finds that in 2020 the median Maltese household held more real and financial assets than households in the euro area....
Persistent link: https://www.econbiz.de/10014416083
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EMU, EU, market integration and consumption smoothing
Christev, Atanas; Mélitz, Jacques - 2011
Persistent link: https://www.econbiz.de/10009378642
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Mortgage contracts and housing tenure decisions
Chambers, Matthew S. (contributor);  … - 2007
Persistent link: https://www.econbiz.de/10003740947
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Equilibrium mortgage choice and housing tenure decisions with refinancing
Chambers, Matthew S. (contributor);  … - 2007
The last decade has brought about substantial mortgage innovation and increased refinancing. The objective of the paper … is to understand the determinants and implications of mortgage choice in the context of general equilibrium model with … incomplete markets. The equilibrium characterization allows us to study the impact of mortgage financing decisions in the …
Persistent link: https://www.econbiz.de/10003741008
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The loan structure and housing tenure decisions in an equilibrium model of mortgage choice
Chambers, Matthew S. (contributor);  … - 2008
Persistent link: https://www.econbiz.de/10003741456