Banerjee, Abhijit V.; Martínez Alvear, Claudia; … - 2023
bank accounts instead of cash. We investigate the effects on savings behavior and downstream outcomes such as assets and … trust. We find, on average, no significant impact on overall savings or downstream outcomes. However, among individuals with … nonpositive balances prior to the offering, we observe an increase in balances in savings accounts and in the transactional …
