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Price regulation in credit markets : a trade-off between consumer protection and credit access

Cuesta, José Ignacio; Sepúlveda Almarza, Alberto - 2021

Persistent link: https://www.econbiz.de/10012629012

An empirical analysis of the cost of borrowing

Faria e Castro, Miguel; Jordan-Wood, Samuel; Kozlowski, … - 2024

Persistent link: https://www.econbiz.de/10015069805

Blue-collar crime and finance

Bernales, Alejandro; Beuermann, Diether W.; Cumming, … - 2019

Relatively little is known about the effects of blue-collar crime (theft, robbery, vandalism or arson) on financial decisions. Previous literature has focused its attention either on 'regional' crime rates or the 'perception' of crime as business obstacles. Instead, we examine financing terms of...

Persistent link: https://www.econbiz.de/10012028574

Bond finance and the leverage ratio

Guender, Alfred V. - 2022

Persistent link: https://www.econbiz.de/10013545693

Who gives and receives substantial financial transfers in Britain?

Boileau, Bee; Sturrock, David - 2023

We document key patterns in the flow of significant gifts and loans between friends and family in Great Britain, using … newly-available data from the Wealth and Assets Survey. We identify a number of new stylised facts. Gifts and loans are … generally intergenerational transfers: 83% of the value of gifts and 68% of the value of loans is made by parents to their …

Persistent link: https://www.econbiz.de/10014372103

What drives the timing of inter-vivos transfers?

Boileau, Bee; Sturrock, David - 2023

Understanding the drivers of wealth transfers during life is crucial to understanding the intergenerational transmission of inequality, the optimal design of social insurance, and the efficacy of expansionary fiscal policy. To shed light on this, we analyse the relationships between giving and...

Persistent link: https://www.econbiz.de/10014372112

Overdrafts, interest rate regulation and the efficiency of monetary policy

Palokangas, Tapio K. - 1985

Persistent link: https://www.econbiz.de/10000714668

Leveraged borrowing and boom-bust cycles

Pintus, Patrick A.; Wen, Yi - 2010

Persistent link: https://www.econbiz.de/10008668651

Intermediated quantities and returns

Mehra, Rajnish (contributor); … - 2007

There is a large amount of intermediated borrowing and lending between households. Some of it is intergenerational, but most is between older households. The average difference in borrowing and lending rates is over 2 percent. In this paper, we develop a model economy that displays these facts...

Persistent link: https://www.econbiz.de/10003579971

The simple analytics of money and credit in a quasi-linear environment

Andolfatto, David - 2011

Persistent link: https://www.econbiz.de/10009380036