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Informational switching costs, bank competition and the cost of finance
Ornelas, José Renato Haas; Silva, Marcos Soares da; … - 2020
This paper studies the links between competition in the lending market and spreads of bank loans in Brazil. Evidence from a dataset of more than 13 million loan-level observations from private banks shows a positive relationship between market power, measured by the Lerner index, and the cost of...
Persistent link: https://www.econbiz.de/10012256418
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The impact of a financial inclusion program on household's payment choice, savings, and credit
Gandelman, Néstor; Lluberas, Rodrigo; Misail, Daniel - 2023
debit cards transactions increased sharply. We test the wage-banking channel of the financial program exploiting differences …
Persistent link: https://www.econbiz.de/10014461503
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The impact of mergers on the degree of competition in the banking industry
Cerasi, Vittoria; Chizzolini, Barbara; Ivaldi, Marc - 2010 - This draft: 24 November 2009
This paper analyses the relation between competition and concentration in the banking sector. The empirical answer is … applied tool to evaluate the potential anti-competitive impact of mergers. -- Banking Industry ; Competition and Market …
Persistent link: https://www.econbiz.de/10008735753
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What drives credit risk? : empirical evidence from Southeast Europe
Nikola, Fabris; Vujanović, Nina - 2022
risk, which is the most prominent risk in the banking sectors of three selected Southeast European economies - Montenegro … profitability are the most prominent factors influencing credit risk in the region. …. Hence, it is important to analyse risks affecting the stability of both the banking sector and the financial system as a …
Persistent link: https://www.econbiz.de/10013197452
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Bank competition and the price of credit : evidence using Mexican loan-level data
Cañón, Carlos Iván; Cortés, Edgar; Guerrero, Rodolfo - 2020
This paper studies the relationship between competition measures at the bank level and the price of credit for non-financial firms in Mexico during 2009-2016. Two indicators of competition are constructed: the Lerner indicator and the Boone indicator. Evidence is provided that similar loans...
Persistent link: https://www.econbiz.de/10012256390
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Panel estimation of the impact of foreign banks presence on selected banking indicators in Macedonia
Mitreska, Ana; Bojcheva-Terzijan, Sultanija - 2017
foreign banks presence is not a matter of dispute. Given the large and enduring foreign presence in the Macedonian banking … system, we try to empirically test some of the traditional channels of the foreign banks impact on the banking system … banks presence in Macedonia supports the competition in the banking system in the long run, visible through the narrowing of …
Persistent link: https://www.econbiz.de/10011702752
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Smart development banks
Fernández Arias, Eduardo; Hausmann, Ricardo; Panizza, Ugo - 2019
The conventional paradigm about development banks is that these institutions exist to target well-identified market failures. However, market failures are not directly observable and can only be ascertained with a suitable learning process. Hence, the question is how do the policymakers know...
Persistent link: https://www.econbiz.de/10012098060
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Money, banking and financial markets
Andolfatto, David; Berentsen, Aleksander; Martin, … - 2017
The fact that money, banking, and financial markets interact in important ways seems self-evident. The theoretical … banking and financial markets with the Lagos and Wright (2005) dynamic model of monetary exchange–a union that bears a …-free banking system …
Persistent link: https://www.econbiz.de/10011780925
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The founding of the Federal Reserve, the Great Depression and the evolution of the U.S. interbank network
Jaremski, Matthew; Wheelock, David C. - 2019
Financial network structure is an important determinant of systemic risk. This paper examines how the U.S. interbank …
Persistent link: https://www.econbiz.de/10011997897
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Off-balance sheet activities, inefficiency and market power of U.S. banks
Wheelock, David C.; Wilson, Paul W. - 2019
The Lerner index is widely used to assess firms' market power. However, estimation and interpretation present several challenges, especially for banks, which tend to produce multiple outputs and operate with considerable inefficiency. We estimate Lerner indices for U.S. banks for 2001-18 using...
Persistent link: https://www.econbiz.de/10011998070