This paper provides a comprehensive assessment of household debt dynamics in Malta between 2010 and 2020. Drawing on … the Household Finance and Consumption Survey, it argues that a process of financialisation of the household is underway on … the Maltese islands, primarily via the mortgage market. This process is characterised by (i) financial extension, in which …

individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks …

complete repayment of the mortgage on their primary residence. Using panel data from a household survey, the English … Longitudinal Study of Ageing, we identify those who completed repayment of their mortgage as anticipated two years prior. Despite … mortgage expenditures falling by over £200 per person on average, there is little resulting change in average pension saving …

. We uncover two essential facts: (1) the decline in house prices led to an increase in household financial distress prior …

This paper compares the main findings from the third wave of the Household Finance and Consumption Survey (HFCS) for … Malta with those for the euro area. This comparative report finds that in 2016 the median Maltese household held more real …

This paper examines the impact of income inequality on consumption-related household indebtedness at the household … level. Using the first wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on …-related household indebtedness in a small sample of countries. We further employ a multilevel regression model to also take country …