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Consumer debt and financial fragility in Italy
Cavalletti, Barbara; Lagazio, Corrado; Vandone, Daniela; … - 2014
Persistent link: https://www.econbiz.de/10011765208
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Intermediated quantities and returns
Mehra, Rajnish (contributor);  … - 2007
There is a large amount of intermediated borrowing and lending between households. Some of it is intergenerational, but most is between older households. The average difference in borrowing and lending rates is over 2 percent. In this paper, we develop a model economy that displays these facts...
Persistent link: https://www.econbiz.de/10003579971
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Foreign currency borrowing and knowledge about exchange rate risk
Beckmann, Elisabeth; Stix, Helmut - 2014
Persistent link: https://www.econbiz.de/10010359491
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Households' foreign currency borrowing in Central and Eastern Europe
Fidrmuc, Jarko; Hake, Mariya; Stix, Helmut - 2011
Foreign currency loans represent an important feature of recent financial developments in CEECs. This might pose a serious challenge for macroeconomic stability. Against this background, the authors study the determinants of foreign currency loans of households, using data on the behavior of...
Persistent link: https://www.econbiz.de/10009385154
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Consumer bankruptcy, mortgage default and labour supply
Li, Wenli; Meghir, Costas; Oswald, Florian - 2022
We specify and estimate a lifecycle model of consumption, housing demand and labor supply in an environment where individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks, education specific productivity shocks, and catastrophic...
Persistent link: https://www.econbiz.de/10013167646
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Government and private household debt relief during COVID-19
Cherry, Susan F.; Jiang, Erica Xuewei; Matvos, Gregor; … - 2021
Persistent link: https://www.econbiz.de/10012588136
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Household Finance and Consumption Survey : a comparison of the main results for Malta with the euro area
Attard, Silvio; Deguara, Warren; Antonaroli, Valentina - 2020
This paper compares the main findings from the third wave of the Household Finance and Consumption Survey (HFCS) for … Malta with those for the euro area. This comparative report finds that in 2016 the median Maltese household held more real …
Persistent link: https://www.econbiz.de/10012253036
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The impact of income inequality on household indebtedness in euro area countries
Jestl, Stefan - 2019
This paper examines the impact of income inequality on consumption-related household indebtedness at the household … level. Using the first wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on …-related household indebtedness in a small sample of countries. We further employ a multilevel regression model to also take country …
Persistent link: https://www.econbiz.de/10012153847
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Household Finance and Consumption Survey in Malta : main results from the fourth wave
Antonaroli, Valentina; Deguara, Warren; Muscat, Aleandra - 2023
This article summarizes the main findings from the fourth wave of the Household Finance and Consumption Survey (HFCS …. The HFCS provides household-level data on assets, liabilities, wealth and income. As such, it plays an important role in … macro statistics. The results also provide a glimpse of the impact of the COVID-19 pandemic on household balance sheets and …
Persistent link: https://www.econbiz.de/10014296471
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Financialisation of the Maltese household? : household debt dynamics, the mortgage market, and housing in Malta
Cassar, Dylan - 2023
This paper provides a comprehensive assessment of household debt dynamics in Malta between 2010 and 2020. Drawing on … the Household Finance and Consumption Survey, it argues that a process of financialisation of the household is underway on … household, results point to some heterogeneity across different households, as younger and lower-income households are …
Persistent link: https://www.econbiz.de/10014427487