strategy uses services suspensions caused by criminal groups that perform hit-and-run raids exploding branch facilities and … on the determinants of technology adoption and the consequences of the recent transition in the banking industry from a … physical branch-based model to an increasing reliance on digital services. …

-market implications of this rapid growth of fintech are not known. We build a model with a traditional banking system and endogenous …Financial inclusion is strikingly low in emerging economies. In only a few years, financial technologies (fintech) have … fintech intermediary creation and find that greater fintech entry delivers positive long-term effects on aggregate output and …

Services play a key role in enhancing competitiveness of manufacturing and establishing global value chains. Realising … the importance of services, a number of countries such as China, Taiwan, Philippines and United Arab Emirates (UAE, Dubai …) are focusing on special economic zones (SEZs) for services sectors. Moreover, the World Trade Organization (WTO) is yet to …

developed countries. However, evidence of the impacts of ICT on services and manufacturing, particularly in developing countries … ultimately affect innovation and productivity in Uruguayan service firms compared to manufacturing firms. The results show that …-technological (e.g., organizational or marketing) innovations. ICT and other innovation investments are positively associated with …

with 20 or more employees comprising 1993-1995 CIS II data on firm innovation strategic motivations and 1995-1998 data on … model in which the covariates include firm strategies (innovation and environmental), and a set of other explanatory … negative impact from environmental innovation strategy, implying either a short-medium effect, possibly balanced in the long …