Global diversification of financial institutions, including the insurance sector, has proven beneficial to many … distribution channels. This paper aims to critically evaluate the liberalisation process of India's insurance sector and the impact … it has had on the sector, both life and non-life segments. As India is in the process of opening its insurance sector to …

, its risk profile, industry networks and dominant practices. Innovation and integration of digital technology are both … important because of their potential to promote development by spurring innovation, improving efficiency and increasing … inclusion. This paper explores how these mechanisms - innovation, inclusion and efficiency - have been integral to microfinance …

enhance competitiveness through innovation. These technologies have significantly improved global welfare, particularly in …