This paper compares the main findings from the third wave of the Household Finance and Consumption Survey (HFCS) for … as a whole. At the same time, gross income of Maltese households stood notably lower when compared to the euro area … Malta with those for the euro area. This comparative report finds that in 2016 the median Maltese household held more real …

This article summarizes the main findings from the fourth wave of the Household Finance and Consumption Survey (HFCS …. The HFCS provides household-level data on assets, liabilities, wealth and income. As such, it plays an important role in … micro-data collected for reference year 2020 from households residing in Malta and compared with the previous three waves …

This paper compares the main findings from the fourth wave of the Household Finance and Consumption Survey (HFCS) for …. At the same time, gross income of Maltese households stood notably lower when compared to the euro area. Results also … Malta with those for the euro area. This comparative report finds that in 2020 the median Maltese household held more real …

This paper examines the impact of income inequality on consumption-related household indebtedness at the household … positive impact of income inequality on consumption-related household indebtedness. … level. Using the first wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on …

We specify and estimate a lifecycle model of consumption, housing demand and labor supply in an environment where …, education specific productivity shocks, and catastrophic consumption events, while bankruptcy is governed by the basic …

We use the Italian Survey of Household Income and Wealth, a rather unique dataset with a long time dimension of panel … information on consumption, income and wealth, to structurally estimate a buffer-stock saving model. We exploit the information … contained in the joint dynamics of income, consumption and wealth to quantify the degree of insurance against income risk …

There is a large amount of intermediated borrowing and lending between households. Some of it is intergenerational, but … most is between older households. The average difference in borrowing and lending rates is over 2 percent. In this paper …. The heterogeneity giving rise to borrowing and lending and differences in equity holdings depends on differences in the …

loans of households, using data on the behavior of households in nine CEECs. Their results reveal that foreign currency … loans are driven by households' lack of trust in the stability of the local currency and in domestic financial institutions …