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Fintech entry, firm financial inclusion, and macroeconomic dynamics in emerging economies
Finkelstein Shapiro, Alan; Mandelman, Federico S.; … - 2022
Financial inclusion is strikingly low in emerging economies. In only a few years, financial technologies (fintech) have …-market implications of this rapid growth of fintech are not known. We build a model with a traditional banking system and endogenous … fintech intermediary creation and find that greater fintech entry delivers positive long-term effects on aggregate output and …
Persistent link: https://www.econbiz.de/10014516215
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Banks' physical footprint and financial technology adoption
Argentieri Mariani, Lucas; Ornelas, José Renato Haas; … - 2023
We investigate how the presence of physical bank branches moderates financial technology diffusion. Our identification strategy uses services suspensions caused by criminal groups that perform hit-and-run raids exploding branch facilities and rendering them inoperable for months. We show that...
Persistent link: https://www.econbiz.de/10014460787
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The growing importance of consumer finance for financial inclusion in India
Ray, Saon; Miglani, Smita; Paul, Sandeep - 2018
Financial inclusion or access to financial services is a major development goal for all nations across the globe. The concept has a multitude of dimensions from payments and savings accounts, credit, insurance and pensions and securities market. Ensuring quality access to formal financial...
Persistent link: https://www.econbiz.de/10011941639
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Determinants of interregional financial inclusion heterogeneities in the Philippines
Burguillos, Je-Al; Cassimon, Danny - 2020
Persistent link: https://www.econbiz.de/10012212219
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The impact of a financial inclusion program on household's payment choice, savings, and credit
Gandelman, Néstor; Lluberas, Rodrigo; Misail, Daniel - 2023
Uruguay implemented an ambitious financial inclusion program that included a fiscal stimulus through VAT rebates and subsidies for point of sale (POS) adoption. One of its main provisions banned cash payment of wages and social benefits and forced financial institutions to open wage-accounts...
Persistent link: https://www.econbiz.de/10014461503
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Addressing financial and digital literacy challenges for inclusive finance : insights from microfinance institutions and fintech organisations
Koefer, Franziska; Bokkens, Amber; Preziuso, Massimo; … - 2024
This paper investigates strategies of European microfinance institutions (MFIs) and inclusive FinTech organisations to … address financial and digital illiteracy among vulnerable customers. It reveals that both MFIs and FinTech organisations focus …
Persistent link: https://www.econbiz.de/10014471271
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Customer data access and fintech entry : early evidence from open banking
Babina, Tania; Bahaj, Saleem A.; Buchak, Greg; De … - 2024
Persistent link: https://www.econbiz.de/10015062406
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Savings groups reduce vulnerability, but have mixed effects on financial inclusion
Frisancho Robles, Verónica; Valdivia, J. Martín - 2020
This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial inclusion outcomes in rural Peru. Using a cluster randomized control trial and relying on both survey and administrative records, we investigate the impact of savings groups after more...
Persistent link: https://www.econbiz.de/10012587506
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Electronic payment technology and tax compliance : evidence from Uruguay's financial inclusion reform
Brockmeyer, Anne - 2021
Persistent link: https://www.econbiz.de/10012806786
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Financial inclusion, economic development, and inequality : evidence from Brazil
Fonseca, Julia; Matray, Adrien - 2022
Persistent link: https://www.econbiz.de/10014314616